[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.abela.cz\/potrebujete-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.abela.cz\/potrebujete-pujcku\/","headline":"Pot\u0159ebujete p\u016fj\u010dku?","name":"Pot\u0159ebujete p\u016fj\u010dku?","description":"Lid\u00e9 si jak zn\u00e1mo vyd\u011bl\u00e1vaj\u00ed pen\u00edze, a \u010din\u00ed tak proto, aby si za tyto n\u00e1sledn\u011b","datePublished":"2020-06-22","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.abela.cz\/author\/#Person","name":"","url":"https:\/\/www.abela.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"abela.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.abela.cz\/wp-content\/uploads\/nakreslen%C3%A9%20pen%C3%ADze_1.png","url":"https:\/\/www.abela.cz\/wp-content\/uploads\/nakreslen%C3%A9%20pen%C3%ADze_1.png","height":0,"width":0},"url":"https:\/\/www.abela.cz\/potrebujete-pujcku\/","about":["D\u016fm a zahrada"],"wordCount":458,"articleBody":"       Lid\u00e9 si jak zn\u00e1mo vyd\u011bl\u00e1vaj\u00ed pen\u00edze, a \u010din\u00ed tak proto, aby si za tyto n\u00e1sledn\u011b mohli koupit v\u0161e, co je jim pot\u0159eba. Ka\u017ed\u00fd, kdo je toho schopen a m\u00e1 tu mo\u017enost, odv\u00e1d\u00ed n\u011bjakou tu \u010dinnost pro druh\u00e9, j\u00ed\u017e se \u0159\u00edk\u00e1 pr\u00e1ce, za tu pak dostane pen\u00edze a ty pak p\u0159ed\u00e1v\u00e1 d\u00e1l, t\u011bm, kdo naopak poskytnou n\u011bjak\u00e9 zbo\u017e\u00ed \u010di slu\u017eby jemu. Tak u\u017e to chod\u00ed a pro nikoho z n\u00e1s se nejedn\u00e1 o zcela nezn\u00e1m\u00e9 po\u010d\u00edn\u00e1n\u00ed.Jen\u017ee probl\u00e9m vyvstane tehdy, kdy\u017e si \u010dlov\u011bk svou prac\u00ed nep\u0159ijde k tolika pen\u011bz\u016fm, kolik by jich pot\u0159ebovat, aby pokryl sv\u00e9 \u017eivotn\u00ed n\u00e1klady. V tu chv\u00edli je nasnad\u011b, \u017ee se doty\u010dn\u00fd mus\u00ed omezit. V\u017edy\u0165 \u010d\u00edm by platil dal\u0161\u00edm lidem, kdyby pen\u00edze nem\u011bl, \u017ee?Jen\u017ee co kdy\u017e se navzdory akutn\u00edmu nedostatku finan\u010dn\u00edch prost\u0159edk\u016f bez t\u011bchto nelze obej\u00edt? Co kdy\u017e \u010dlov\u011bk za n\u011bco zaplatit mus\u00ed, a nikdo nebere ohled na to, \u017ee nem\u00e1 \u010d\u00edm?Pak tomuto nejednou nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost ne\u017e si pen\u00edze, kter\u00fdch se mu nedost\u00e1v\u00e1, n\u011bkde p\u016fj\u010dit. A pokud je doty\u010dn\u00fd v ne zrovna z\u00e1vid\u011bn\u00edhodn\u00e9 situaci, pokud m\u00e1 n\u011bjak\u00fdm zp\u016fsobem po\u0161ramocenou pov\u011bst nebo probl\u00e9my, je\u017e p\u0159esahuj\u00ed \u00fanosnou mez, nast\u00e1v\u00e1 dal\u0161\u00ed probl\u00e9m. A to ten, \u017ee n\u011bkomu takov\u00e9mu jen tak n\u011bkde nep\u016fj\u010d\u00ed. Mnoh\u00fd z poskytovatel\u016f p\u016fj\u010dek za\u0159ad\u00ed pomyslnou zp\u00e1te\u010dku, jakmile zjist\u00ed, \u017ee ten, kdo by si u n\u011bho cht\u011bl p\u016fj\u010dit, nem\u00e1 dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, \u017ee m\u00e1 n\u011bjak\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, sv\u011bd\u010d\u00edc\u00ed o tom, \u017ee onen \u017eadatel u\u017e n\u011bkdy nesplatil n\u011bco tak, jak m\u011bl, \u017ee mu hroz\u00ed exekuce nebo m\u00e1 jin\u00e9 vady na kr\u00e1se.A kdy\u017e je n\u011bkdo \u017eadatelem, kter\u00e9ho nelze pova\u017eovat za bonitn\u00edho, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee ho budou vesm\u011bs s jeho \u017e\u00e1dost\u00ed odm\u00edtat. A pokud u\u017e mu n\u011bco pom\u016f\u017ee, pak jedin\u011b nebankovn\u00ed hypot\u00e9ka. Co\u017e je jedna z m\u00e1la alternativ, u nich\u017e usp\u011bj\u00ed i hodn\u011b problemati\u010dt\u00ed \u017eadatel\u00e9. A to proto, \u017ee jsou tu nesplniteln\u00e9 po\u017eadavky t\u00fdkaj\u00edc\u00ed se z\u00e1ruk za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed nahrazeny povinnost\u00ed d\u00e1t za p\u016fj\u010den\u00ed do z\u00e1stavy nemovitost. Co\u017e je dostate\u010dn\u00e1 z\u00e1ruka, aby si tu p\u016fj\u010dil ka\u017ed\u00fd, kdo nemovitost m\u00e1 a zastav\u00ed ji. I ten, komu by jinde nedali \u0161anci.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u0159ebujete p\u016fj\u010dku?","item":"https:\/\/www.abela.cz\/potrebujete-pujcku\/#breadcrumbitem"}]}]