[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.abela.cz\/penize-musi-byt\/#Article","mainEntityOfPage":"https:\/\/www.abela.cz\/penize-musi-byt\/","headline":"Pen\u00edze mus\u00ed b\u00fdt","name":"Pen\u00edze mus\u00ed b\u00fdt","description":"Co se t\u00fdk\u00e1 pen\u011bz, jenom t\u011b\u017eko bychom hledali n\u011bkoho, kdo by je nepot\u0159eboval. A nebylo","datePublished":"2022-07-08","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.abela.cz\/author\/#Person","name":"","url":"https:\/\/www.abela.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"abela.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.abela.cz\/wp-content\/uploads\/mexick%C3%A9%20mince_5.jpg","url":"https:\/\/www.abela.cz\/wp-content\/uploads\/mexick%C3%A9%20mince_5.jpg","height":0,"width":0},"url":"https:\/\/www.abela.cz\/penize-musi-byt\/","about":["Finance"],"wordCount":442,"articleBody":"   Co se t\u00fdk\u00e1 pen\u011bz, jenom t\u011b\u017eko bychom hledali n\u011bkoho, kdo by je nepot\u0159eboval. A nebylo by o moc snaz\u0161\u00ed naj\u00edt mezi n\u00e1mi n\u011bkoho, kdo jich v\u017edycky m\u011bl, m\u00e1 a tak\u00e9 bude m\u00edt dost. Pen\u00edze prost\u011b pot\u0159ebujeme, ale velice \u010dasto tak\u00e9 nem\u00e1me zrovna k dispozici. A kdy\u017e n\u00e1s postihne jejich nedostatek, obvykle usilujeme o to, abychom je zase n\u011bjak sehnali. A to n\u011bkdy s v\u011bt\u0161\u00edm a n\u011bkdy s men\u0161\u00edm \u00fasp\u011bchem.Pokud je n\u011bkdo ve sh\u00e1n\u011bn\u00ed pot\u0159ebn\u00fdch pen\u011bz \u00fasp\u011b\u0161n\u00fd a nepoci\u0165uje tak jejich nedostatek, m\u00e1 to dobr\u00e9. M\u016f\u017ee m\u00edt v\u0161e, co pot\u0159ebuje, a za takov\u00fdch podm\u00ednek je radost \u017e\u00edt. Jen\u017ee co ti, kter\u00fdm pen\u00edze tak\u00e9 sch\u00e1zej\u00ed, kte\u0159\u00ed je tak\u00e9 sh\u00e1n\u011bj\u00ed, ale po\u0159\u00e1d ne a ne m\u00edt dost? Co maj\u00ed d\u011blat ti, kdo si nedok\u00e1\u017eou vyd\u011blat na svou existenci a dost\u00e1vaj\u00ed se tak do do\u010dasn\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f?T\u011bm, kdo nemaj\u00ed jin\u00e9 \u0159e\u0161en\u00ed, lze klidn\u011b doporu\u010dit p\u016fj\u010dku. Pokud to pot\u0159ebuj\u00ed, a\u0165 se zkr\u00e1tka obr\u00e1t\u00ed na n\u011bjak\u00fd finan\u010dn\u00ed \u00fastav a po\u017e\u00e1daj\u00ed tam o tu z p\u016fj\u010dek, kter\u00e1 jim p\u0159ipad\u00e1 nejdokonalej\u0161\u00ed nebo aspo\u0148 zvladateln\u00e1.Jen\u017ee co kdy\u017e tak doty\u010dn\u00ed u\u010din\u00ed, jen\u017ee neusp\u011bj\u00ed? Co kdy\u017e zajdou do banky a tam se po prov\u011b\u0159en\u00ed r\u016fzn\u00fdch doklad\u016f dozv\u00ed, \u017ee nejsou bonitn\u00ed a maj\u00ed tedy sm\u016flu? Vypad\u00e1 to docela beznad\u011bjn\u011b, \u017ee? Dokud si ten \u010dlov\u011bk nezv\u00fd\u0161\u00ed p\u0159\u00edjmy, kter\u00e9 zrovna zv\u00fd\u0161it nedok\u00e1\u017ee, nep\u016fj\u010d\u00ed mu, nem\u00e1 nad\u011bji, dokud m\u00e1 v registrech dlu\u017en\u00edk\u016f n\u011bjak\u00fd z\u00e1znam, kter\u00fd ale s\u00e1m od sebe jen tak nezmiz\u00ed\u2026Ale i pak je\u0161t\u011b nad\u011bje existuje. Krom\u011b bankovn\u00edch p\u016fj\u010dek se u n\u00e1s p\u0159ece nab\u00edz\u00ed i nebankovn\u00ed hypot\u00e9ka, a ta je n\u011b\u010d\u00edm daleko dostupn\u011bj\u0161\u00edm ne\u017e bankovn\u00ed p\u016fj\u010dky. A proto m\u016f\u017ee pomoci i t\u011bm, jim\u017e podle n\u00e1zoru bankovn\u00edch \u00fa\u0159edn\u00edk\u016f nen\u00ed pomoci.Pokud m\u00e1 tedy \u010dlov\u011bk aspo\u0148 n\u011bjakou nemovitost, kterou by se u nebankovn\u00ed spole\u010dnosti dok\u00e1zal zaru\u010dit za spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz, m\u00e1 v podstat\u011b vyhr\u00e1no. Tady to ke schv\u00e1len\u00ed p\u016fj\u010dky sta\u010d\u00ed. A pokud m\u00e1 takov\u00fd \u010dlov\u011bk na to, aby v budoucnu spl\u00e1cel, a\u0165 si klidn\u011b takovou nebankovn\u00ed hypot\u00e9ku vezme.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze mus\u00ed b\u00fdt","item":"https:\/\/www.abela.cz\/penize-musi-byt\/#breadcrumbitem"}]}]